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About Us

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Bill Comiskey, CIC, CWCA

Owner/President

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Exclusive Programs’ unique feature

As the owner, I’m involved in all of the day to day operations making certain customers always have access to the company decision maker.

Other firms typically utilize lower level employees without an ownership interest or the authority to make critical decisions. As your primary contact, you’ll have all the benefits of working directly with the owner.

Insurance underwriters perceive a deep measure of credibility when dealing with the principal of a firm who is negotiating insurance terms, conditions and pricing. The end result is the underwriter works harder and utilizes more creative rating tools to deliver the pricing and coverage we request.

We focus on what we can do for you.

We represent over 100 insurance carriers, and in addition offer exclusive insurance products not available from any other facility – providing you with virtually unlimited insurance company access.

We regularly initiate new relationships with carriers that may be promising in the future to make certain you always have access the best products available. The insurance business is a relationship industry, thus it is imperative that personal relationships are strong like ours. The end result – your underwriter works harder and utilizes more creative rating tools, to deliver the pricing and coverage we request. Our strong relationships are the cornerstone of our business, and make certain you will receive the best results year after year.

It is not possible to discuss all of the products and many related services we provide here, so if you have additional questions, please CONTACT US.

Company background

Exclusive Programs, Inc. is a privately owned full service insurance and risk management facility founded in 1982. We offer a full range of risk management tools and related services, to assist each client in minimizing their insurance expenses.

Our areas of expertise include commercial insurance, surety, risk management, employee benefits and related consulting services. In addition, we have developed custom insurance programs designed specifically for several difficult classes of business – details of which are available on this website. We also welcome the opportunity to work with your internal risk manager or safety director.

Advanced training

We believe continuing education is a MUST and motivate our professional staff to become the best they can be. They are required to devote part of each year to the enhancement of their education through online-training, seminars, and industry classes. We provide an outstanding reward system for those individuals who participate in continuing education, receive professional designations, and generally are interested in constantly improving their skills. Our systems and procedures manual developed exclusively for our employees is one of the most comprehensive in our profession.

Agency automation

We are automation EXPERTS. Management of data, as well as intuitive access to that data is a valuable tool that we have mastered. Our computer hardware, software and peripheral equipment is and will always be state of the art. We understand the value of this reality of modern business. This plays a major role for any company that must deliver the highest level of quality in a cost effective environment. We proudly emphasize that not only are we well equipped, but well trained. We understand how to fully utilize our hardware and software, taking advantage of its full potential.
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